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Planning for your Social Security Benefits

Let us help you optimize your Social Security benefits:

• Computing your optimal benefit
• Understanding that Social Security may be a joint lifetime benefit
• Understanding that the reduction for taking benefits early is permanent
• Understanding how wages earned affect Social Security benefits
• Understanding the tax liability of Social Security benefits
• Aligning your election strategy with your overall retirement planning

All securities through Money Concepts Capital Corp. Member FINRA/SIPC. John P. Schmidt CPA PSC is an independent firm not affiliated with Money Concepts Capital Corp. moneyconcepts.com/jschmidt jschmidt@moneyconcepts.com